Homes starting 172,000 - Ajman offers expats an affordable option for property investments in the UAE!
- Staff Writer
- Sep 20
- 2 min read
Ajman’s real estate market offers highly attractive entry points for budget-conscious investors, with off-plan residential units starting as low as AED 172,000. Strategic locations, flexible payment plans, and encouraging rental yields make Ajman an ideal emirate for affordable property investments!
Market Overview
Ajman has emerged as the most cost-effective emirate in the UAE, recording a surge in real estate activity driven by competitive pricing, ongoing infrastructure growth, and favorable investment regulations. Transaction values reached AED 4.3 billion in Q1 2024, marking a 26.6% year-on-year increase and signaling rising investor confidence. Off-plan properties, in particular, have attracted first-time buyers and seasoned investors alike, thanks to:
Flexible payment plans with minimal down payments and zero interest.
Freehold ownership for all nationalities in approved zones.
Proximity to Dubai and Sharjah via Sheikh Mohammed Bin Zayed Road, enhancing rental demand.
Top Affordable Projects in Ajman
1. Ajman One – Phase 2
Ajman One Phase 2 by Aqaar Properties offers studios through three-bedroom apartments starting from AED 299,000. Situated in Al Rashidiya 3 near Ajman Corniche and City Centre, the mixed-use development features pools, gyms, children’s play areas, and retail outlets. The project comes with a 1% monthly payment plan, zero interest, and just 5–10% down payment.
2. Oasis Tower 3
Oasis Tower 3 in Al Rashidiya 1, developed by GJ Properties, launches at AED 591,000. Residents gain access to a 5 / 95 payment plan and handover expected in Q4 2027. The tower includes modern apartments, ample parking, and communal amenities, making it a wallet-friendly choice for long-term investment.
3. BlueBell Residence
BlueBell Residence, also by GJ Properties in Al Amerah, starts from AED 496,000 with a 100 / 0 payment plan (no post-handover installments). Situated within a growing community, the development offers a contemporary design, landscaped gardens, and leisure facilities, ideal for investors seeking off-plan value.
4. Kentia Residences
Kentia by GJ Properties in Al Amerah presents the most budget-friendly entry point, with units starting at only AED 172,000. The project emphasizes compact, efficient layouts, a streamlined 40 / 60 payment plan, and a Q1 2028 handover. Its location benefits from nearby retail centres and quick highway access.
Why Invest in Affordable Property in Ajman
High Rental Yields: Ajman Downtown and Garden City recorded projected ROIs of over 9% in 2024, outperforming regional peers.
Low Entry Cost: Off-plan starting prices under AED 300,000 open doors for diversified portfolios.
Strategic Connectivity: Direct links to Dubai and Sharjah boost tenant demand and capital appreciation potential.
Community Amenities: New developments include gyms, pools, children’s play areas, and retail outlets, ensuring livability and tenant appeal.
By capitalizing on these affordable property investment Ajman opportunities, investors can secure valuable real estate assets with strong growth and rental prospects in one of the UAE’s most budget-friendly emirates.
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